Maxi
Financial insights and actions through iMessage
Get startedWhat it does
Maxi connects to bank, credit, and loan accounts through Plaid and can use read-only email access to organize a financial picture in Messages. It categorizes spending, tracks balances and debt, surfaces bills, subscriptions, and fees, and can calculate how much is safe to spend after upcoming obligations.
Maxi is primarily an insight, planning, and reminder layer. Its terms say it generally does not move money, pay bills, execute trades, or cancel services unless a specific agentic feature is explicitly enabled and confirmed; payment-request links are different from automatic payment execution.
Good for
Works through
What stands out
Builds a current money overview
Linked accounts and read-only email signals can be organized into balances, categories, debt, subscriptions, and upcoming obligations.
Explains what is safe to spend
Maxi can factor expected bills and goals into a conversational estimate of what remains available.
Turns due dates into reminders
Bills, fees, and other financial dates can trigger proactive nudges and payment-request links when useful.
Ways to use it
Requests you can hand off
What to know before you start
Maxi's terms limit what it ordinarily executes; do not assume a reminder or link means a bill was paid, a service was canceled, or money was transferred.
Linked financial and email data is sensitive. Check permissions and calculations, and do not treat its output as financial, tax, or legal advice.
Common questions
Maxi FAQ
What can Maxi do?
Maxi documents these capabilities: “Builds a current money overview”, “Explains what is safe to spend”, “Turns due dates into reminders”. Maxi connects to bank, credit, and loan accounts through Plaid and can use read-only email access to organize a financial picture in Messages. It categorizes spending, tracks balances and debt, surfaces bills, subscriptions, and fees, and can calculate how much is safe to spend after upcoming obligations.
How do I start using Maxi?
Complete the official signup first, connect only the accounts you want to use, then continue through iMessage.
Where does Maxi work?
Maxi is documented for iMessage. Listed regions: United States.
What should I know before using Maxi?
Maxi's terms limit what it ordinarily executes; do not assume a reminder or link means a bill was paid, a service was canceled, or money was transferred. Linked financial and email data is sensitive. Check permissions and calculations, and do not treat its output as financial, tax, or legal advice.
How we checked it
The prior description overstated automatic payment and Venmo execution.
Method: Official product and terms pages reviewed; Plaid-linked account insights, read-only email, reminders, safe-to-spend guidance, and execution limits confirmed.
Before you use this agent
Maxi generally provides insights, reminders, and payment-request links; its terms say it does not ordinarily pay bills, transfer funds, cancel services, or trade unless a specific feature is explicitly enabled and confirmed.